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So many of us believe that what's on our MVR (motor vehicle report) is correct. Sometimes reporting companies get it wrong, (like up to 20% of the credit reporting companies as we just found out in the press.) It is important that individuals know what's on their MVR and it's equally important if you are business owner that you know what your employees that drive your vehicles are up to. The insurance company will run MVR's on all new auto policies for your personal auto as well as drivers on a commercial auto policy. A couple recommendations:

1. Prior to making a job offer to a prospective employee have THEM show you their updated MVR. They will typically respond with "I don't know how to do that." All you need to do is sit them at the computer in your office. Go to the following landing page:

https://www.dmv.virginia.gov/dmvnet/pin_maint/pin_logon.aspx?SESS=NEW:

It will cost $7 in Virginia to run the MVR. The prospective employee will do one of two things, they will make quick excuses and say they are not interested in the job, or they will follow through with the ordering of the report and hand it to you. If you can't make heads or tails of it, call your INDEPENDENT INSURANCE AGENT and ask for their help in deciphering the report.

The worst thing you can do is to offer a job to someone without checking their driving record, the begin work and 2 weeks later find the insurance company has come back stating the driver is "ineligible" for coverage. It can cause major disruption in the account. Better to do the homework up front and now you will have the tool to have them order the MVR right there on the spot! No excuses.

2. If you are simply interested in knowing what your driving record is and want to order the report, you can go to the same sight. Again if you have questions about what the MVR has on it, call your Insurance Agent and ask them to help. You will be surprised about the things that could be on an MVR that simply don't relate to you. It's worth the $7 to check it out!

Posted 12:00 PM  View Comments

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